Insurer refused to defend and indemnify business owner

By newtheory

After a business was sued for injury that occurred on the business property, the owner turned to his insurance company for help. Like many business owners, he had purchased insurance to provide him with protection in the event that someone pursued a claim against him: providing him with an attorney, paying all the legal expenses,

After a business was sued for injury that occurred on the business property, the owner turned to his insurance company for help. Like many business owners, he had purchased insurance to provide him with protection in the event that someone pursued a claim against him: providing him with an attorney, paying all the legal expenses, and paying for any settlement or verdict. Instead of providing him with these benefits, the insurer denied the claim and hung him out to dry.

Until one of our attorneys stepped in. We worked in the underlying case with the injured plaintiffs and resolved their claims against the business. The owner had immediate peace of mind. We then pursued claims against the insurance company. Their attorneys repeatedly mused that we had no case until a judge set a hearing on one of our motions. The insurance lawyers scrambled to settle the case before the hearing, eventually resulting in a seven-figure settlement for the insurance company’s wrongful denial of the insurance benefits owed to the business owner.