What Washington Homeowners and Business Owners Should Know About Windstorm Damage and Insurance Claim Denials In recent years, Washington homeowners and business owners have seen a sharp uptick in wind-related damage—as NOAA data shows the annual average of billion-dollar weather and climate disasters in our state has jumped from 0.8 events per year (1980–2024) to […]
If your home has been damaged and you’re filing a claim with your insurance company, you’re already dealing with enough stress. But when your insurer delays, denies, or underpays your claim, it can feel like the system is stacked against you. That’s where a public adjuster may come in — but knowing when to involve […]
Why Insurance Companies Deny Water Damage Claims — And How to Fight Back In Washington, water damage can strike in unexpected ways: a failed sump pump, a burst pipe during a freeze, or a water supply line that cracks. For many homeowners, the financial burden doesn’t come from the damage itself — it comes from […]
If you or a loved one is facing a brain injury claim, here’s how to push back when insurers deny responsibility for your injuries. A traumatic brain injury doesn’t just affect the person who was hurt — it affects everyone around them. If you or someone you love is struggling with memory loss, fatigue, emotional […]
How to recognize bad faith tactics and protect your business when your insurer won’t pay Running a business comes with risk. You carry insurance to protect your property, your income, and your operations. But when your insurance company delays, underpays, or denies a valid claim, the fallout can be devastating. Knowing your rights and your […]
Understanding insurance delays, bad faith, and what you can do when the waiting never ends When disaster strikes, filing an insurance claim should bring peace of mind. But for many Washington business owners and property holders, that peace is short-lived. Days turn into weeks. Phone calls go unanswered. Documents are marked “under review,” yet nothing […]
How to Prepare, What to Watch For, and When to Take Legal Action As summer approaches in Washington, so does the heightened risk of wildfires. Over the past decade, fire season has intensified, threatening homes, rental properties, and commercial investments throughout the state. While physical damage can be devastating, what happens next often catches property […]
Steps to Take After a Denial — and How to Spot Bad Faith You’ve paid your premiums. You filed your claim. And now, your insurance company says “denied.” For many Washington homeowners, this is the most frustrating moment in the aftermath of property damage. Whether the issue was fire, flooding, or another unexpected event, a […]
Protecting Your Investment When Insurers Stall or Deny Claims If you own or manage commercial property in Washington, you understand the stakes. From retail centers and office buildings to apartment complexes and industrial sites—your real estate portfolio represents years of investment, planning, and strategic growth. When property damage disrupts your operations or revenue, insurance is […]
Common Tactics Used by Insurers—And How to Respond Chaos and bad luck doesn’t discriminate — but sadly, insurance companies often do. After windstorms, floods, or wildfires hit Washington communities, policyholders frequently face another disaster: claim denial. At Bastion Law, we see this pattern time and again. Homeowners and business owners pay premiums for years, only […]