What Is Insurance Bad Faith?
In Washington, insurance companies are required by law to handle your claim fairly and in good faith. When they intentionally delay, underpay, or deny your claim without valid reason, they may be violating those duties. That’s called bad faith, and you have the right to fight back.
Signs Your Insurer May Be Acting in Bad Faith
- Unexplained or excessive delays
- Lowball offers that don’t match the real cost of damage
- Denials based on vague or confusing policy language
- Requests for the same documents over and over
- Pressure to settle quickly before you understand your rights
If any of these sound familiar, it’s time to talk to an attorney who understands Washington’s insurance laws and how to use them to your advantage.
Think your insurer is crossing the line?
Don’t miss our guide: 5 Red Flags Your Insurance Company Is Acting in Bad Faith. Learn the most common warning signs and what to do when your business or property claim is at risk.
What to Do If You Suspect Bad Faith
Talk to a Bad Faith Insurance Lawyer Early
If your insurance company is stalling or acting unfairly, don’t wait. A free consultation with a Washington insurance dispute attorney can help you understand if your rights are being violated.
Ask for Written Communication
Request everything in writing—emails and letters from your insurer can be critical if you need to file a bad faith insurance claim later.
Cooperate with Your Insurer
Insurance policies often require cooperation during claim investigations. Avoid giving your insurer a reason to deny your valid claim.